A: We need to (figure out) how much money we're spending and what we're spending it on.

B: Why?

A: Well, I think we could be saving more.

B: Really, well, o.k. Get the (receipts) out.

A: Let’s see. We spent $700 dollars for our home (loan payment), $400 on groceries, $75 on utilities, $250 on gasoline, $100 on books, and $300 on entertainment last month.

B: That's ($1825).

A: We put $500 into the (savings account), and $750 into our stock account.

B: $3075. Our paychecks are $3300, combined. That means we don’t have any receipts for $225.

A: Right.